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LORDS WEALTH

"Nothing about human life is more precious than that we can define our own purpose and shape our own destiny."

Norman Cousins

Compounding in Action:
The Power of Long-Term Returns

According to Fidelity Investments, The average person has $182,000 at retirement age.  To get to the equivalent amount, you would have to save $2,980 a year for 40 years with 7% annual returns.  Then, at retirement, you could withdraw $1,390 per month before taxes.  At 85, you could withdraw before taxes the equivalent of $770 per month.  With 14% returns, the same savings plan could grow to about $1,226,000.  You could withdraw in today’s dollars before taxes over $14,500 a month.  At age 85, you could withdraw before taxes the equivalent of $8,000 per month.

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OUR APPROACH

INVESTMENT EDUCATION

EDUCATE

Over the course of a series of 1 on 1 meetings, you will learn to understand your Investment options, Fee structures, Historical information about the markets and returns, College savings plans, IRAs, SEP/IRAs, 401k plans, and Why down years matter.  We will also show you how to set up, make transactions, invest, and analyze your investment account.

INVESTMENT PLANNING

PLAN

Once you are educated, together we will create your financial road map to achieve to your goals.

INVESTING

INVEST

We will implement the L.O.R.D.S. Strategy for analyzing and investing in Mutual Funds based on their Longevity, Opportunity, Returns, Diversity, & Stability. 

RETIREMENT PLAN CONSULTING FOR BUSINESSES

RETIREMENT PLAN CONSULTING FOR BUSINESSES

Employer/Employee Advising, Education and Communication

  • Investment Lineup Optimization - Strategic fund selection, monitoring, and periodic adjustments to maximize participant outcomes

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  • Fee Analysis & Compliance - Regular cost reviews to ensure your plan remains competitive and meets fiduciary requirements

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  • Quarterly Plan Updates - Comprehensive strategy reports with performance data, deadline reminders, and plan-specific insights

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  • Annual On-Site Education - Interactive participant meetings to boost engagement and retirement readiness

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  • New Participant Support - Streamlined enrollment assistance to get employees started on the right track

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  • Ongoing Investment Guidance - Personalized advice for you and participants as requested to align investments with retirement goals

OUR TEAM

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BUILDING BLOCKS OF WEALTH
Retirement Investing
401k, IRA,
&
Retirement
Mutual Funds Selection
No Annual Fees
Historical Performance Emphasis
Our Returns vs Index Returns
QUARTERLY UPDATES
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LORDS WEALTH

South Broadway,

Nyack, NY 10960

845-875-9606

prosper@lordswealth.com

Contact us

Disclosures
LORDS WEALTH is a Registered Investment Advisor offering investment education and advisory services. This registration does not imply a certain level of skill or training. In compliance with state and federal regulations, LORDS WEALTH provides each of its clients and prospective clients with brochures of information about the qualifications and business practice of the firm and its investment advisor representatives. If you have any questions about the contents of these brochures, please contact us at (845) 875-9606 or prosper@lordswealth.com.
 

Additional information about LORDS WEALTH and Mr. Schaeffer is also available on the SEC's website at www.adviserinfo.sec.gov. You can search this site by a unique identifying number, known as a CRD number. The CRD number for LORDS WEALTH is 302002. The CRD number for Mr. Schaeffer is 7135534 and for Mr. Maddalena is 8102744.
All information provided is for educational purposes only and does not constitute investment, legal or tax advice, an offer to buy or sell any security or insurance product, or an endorsement of any third party or such third party's views. The information contained herein has been obtained from sources we believe to be reliable but is not guaranteed as to its accuracy or completeness. The information on this website is informational in nature and not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy.
 

You should take into consideration your financial circumstances before making any investment decisions. Please contact us for more complete information based on your personal circumstances and to obtain personal individual investment advice. There is always the potential of losing money when you invest in securities. The L.O.R.D.S. Strategy or LORDS WEALTH's recommendations do not ensure a profit, guarantee a certain level of performance, or eliminate the risk of investment losses. All mutual fund returns are inclusive of fees and their returns along with the index returns assume reinvestment of capital gains and dividends. The fund returns referenced are weighted across the funds in our course according to our ideal portfolio. Your investments may be different than the portfolio referenced due to your circumstances.
 

Index average returns are averaged evenly across the S&P 500, Nasdaq Composite and Dow Jones Industrial Average. You cannot invest directly in indexes, they're unmanaged and do not reflect costs. The volatility of our strategy may be materially different from the performance of the indexes, which are shown for informational purposes and are not intended to imply that the strategy is similar to the index either in composition or element of risk.
All examples are hypothetical and for illustrative purposes only. Results are not guaranteed and past performance is no guarantee of future results.
there are hyperlinks to third-party content, this information is intended to provide additional perspective and should not be construed as an endorsement of any services, products, guidance, individuals or points of view outside LORDS WEALTH.
 

If LORDS WEALTH or its affiliates discusses tax or legal issues in the course of conversation, this is not to be construed as advice. Interested parties are always strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your circumstances.
 

The information in these brochures has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. LORDS WEALTH will not be held liable for any decisions made in whole or in part from any information contained here.
 
©2025 LORDS WEALTH. All advisory services provided by LORDS WEALTH, a NY State registered investment advisor.

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